I Have Gotten Disturbed At Some Of

Companies That Build Scale For The Benefit Of Their Customers And Shareholders More Often Succeed Over Time.

One Of The Issues With Some Of These Lenders Is Going To Be, Where Will Their Provider Of Credit Be When There's A Crisis? That's Why Some Of These Smarter Services, To Support Their Operations, Are Courting More Permanent Capital. They Want A Source Of Longer-term Funding That Can Survive A Crisis.

The Yen Is Trading Where It's Trading Because People Are Guessing About People's Future Interest Rates, Dollar And Yen And About The Future Growth Potential Of The Economies. And, If This Policy Works, Then The Yen Will Probably Strengthen.

There Is A Lot Of Focus On That First Rate Move, And I'm Not Sure How Important That Is.

It's Moderate Growth, With Some Parts Of The World Better Than People Think, And Better Than Last Year [2015].